We Buy Houses Across Connecticut

Connecticut uses a judicial (court-supervised) process, typically taking 10 to 24 months from the first missed payments to a completed sale. Connecticut is one of only two states using 'strict foreclosure' — a judge can transfer title directly to the lender without an auction if there's no equity. Everything runs through court, and mandatory mediation can extend the case well past a year.

In a strict foreclosure the court sets 'law days' — final deadlines to redeem by paying the debt. Miss your law day and title passes automatically; there is no post-transfer redemption. If you're behind on payments anywhere in Connecticut, the earlier you act, the more equity and options you keep.

Connecticut probate runs through regional Probate Courts with fees scaled to the estate. Even non-taxable estates must file an estate tax return, and a house generally can't close until the court issues a certificate releasing the estate tax lien. For heirs, the practical takeaway: expect roughly 9 to 15 months of administration for an estate with a house — and know that in most cases the property can be sold during that window rather than after it.

Connecticut's conveyance tax runs 0.75%-2.25% state plus 0.25% municipal — sellers of higher-value homes feel it. In a typical network cash sale, the buyer covers standard closing costs and there are no commissions — so the offer you accept is very close to the number on your settlement statement.