We Buy Houses Across Delaware

Delaware uses a judicial (court-supervised) process, typically taking 9 to 15 months from the first missed payments to a completed sale. Delaware foreclosures are judicial (scire facias): the lender sues, and contested cases plus the state's mandatory mediation program routinely push the process past a year.

Delaware allows redemption only until the court confirms the sheriff's sale — typically a matter of weeks — after which the sale is final. If you're behind on payments anywhere in Delaware, the earlier you act, the more equity and options you keep.

Delaware estates stay open at least eight months for creditor claims through the Register of Wills. Small-estate affidavits cap at $30,000 and exclude real property, so inherited homes need full administration. For heirs, the practical takeaway: expect roughly 9 to 15 months of administration for an estate with a house — and know that in most cases the property can be sold during that window rather than after it.

Delaware has one of the nation's highest transfer taxes at 4% (usually split buyer/seller) — a significant line item when you sell. In a typical network cash sale, the buyer covers standard closing costs and there are no commissions — so the offer you accept is very close to the number on your settlement statement.