Sell Your House Fast in Florida

Florida uses a judicial (court-supervised) process, typically taking 8 to 14 months from the first missed payments to a completed sale. Every Florida foreclosure goes through court. Uncontested cases can move in 6-8 months, but answering the complaint and asserting defenses commonly stretches the case past a year — time a seller can use.

Florida's right of redemption ends when the clerk files the certificate of sale — usually the day after auction — so the real deadline is the sale date itself. If you're behind on payments anywhere in Florida, the earlier you act, the more equity and options you keep.

Florida requires an attorney for formal probate administration. Summary administration is available for estates under $75,000 or deaths more than two years past, and Florida's homestead rules add a unique wrinkle: the homestead often passes outside the claims of creditors. For heirs, the practical takeaway: expect roughly 6 to 12 months of administration for an estate with a house — and know that in most cases the property can be sold during that window rather than after it.

Florida's documentary stamp tax is $0.70 per $100 of price ($0.60 in Miami-Dade plus surtax) — about $2,100 on a $300,000 sale, customarily paid by the seller. In a typical network cash sale, the buyer covers standard closing costs and there are no commissions — so the offer you accept is very close to the number on your settlement statement.