We Buy Houses Across South Carolina

South Carolina uses a judicial (court-supervised) process, typically taking 6 to 10 months from the first missed payments to a completed sale. South Carolina foreclosures are judicial, usually decided by a Master-in-Equity; if the lender seeks a deficiency, the homeowner can demand an appraisal that offsets it.

South Carolina has no post-sale redemption, but if a deficiency is sought the bidding stays open 30 days after sale — a quirk that occasionally lets owners or investors improve the outcome. If you're behind on payments anywhere in South Carolina, the earlier you act, the more equity and options you keep.

South Carolina estates must stay open at least eight months for creditor claims — one of the longer mandatory waits — so inherited houses often sit most of a year before clean closing. For heirs, the practical takeaway: expect roughly 8 to 14 months of administration for an estate with a house — and know that in most cases the property can be sold during that window rather than after it.

South Carolina's deed recording fee is $1.85 per $500 (0.37%), paid by the seller. In a typical network cash sale, the buyer covers standard closing costs and there are no commissions — so the offer you accept is very close to the number on your settlement statement.